Absolute Title Agency



Buying a house can be a complex process. We’re dedicated to guiding you through each step with clear communication, leading to a top-tier closing experience. Allow us to demonstrate how our expertise and exceptional customer service can simplify your journey, providing you with ‘Peace of Mind’ throughout the entire process.

What is a title search?

A title search is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes and many other documents. The purpose of the search is to verify the seller's right to transfer ownership and discover any claims, defects and other rights or burdens on the property.

What is a closing?

Closing, also known as "settlement" or "escrow," is when all necessary documents are signed, the title to a property is transferred from seller to buyer and the keys are exchanged. Closing is typically held in the title company's office and involves the completion and execution of all documents to finalize the transaction between buyer and seller.

What is title insurance?

Title insurance is your policy of protection against loss in the case that any of these problems or even a "hidden hazard"-results in a claim against your ownership.

Who pays for title insurance at closing in Ohio and Kentucky?

In Kentucky, there is no designated person (buyer or seller) responsible for paying title insurance but can be negotiated in the contract. In Ohio, the person responsible for paying title insurance varies per county and can be negotiated in the contract. In most counties, the buyer generally pays for the title insurance and chooses, the title company. However there are few counties in Ohio where the seller generally pays for title insurance and chooses the title company. If you have any question please contact us, While title and closing costs are typically paid by certain parties, all costs are negotiable and can be specific to the contract you sign. It's in your best interest to request a free, no-obligation title insurance quote to determine which fees you're responsible for paying. If you are still unsure who should pay for title insurance in your real estate transaction, reach out to Absolute Title Agency LLC today. We are happy to help!